Filing an insurance claim for roofing damage isn’t as simple as it seems. To help you navigate the insurance claims filing process, the roofers at Next Level Roofers compiled this FAQ about roof damage insurance claims.
What Should You Do After Your Roof Suffered Storm Damage?
Go through your insurance policy to check if storm damage is covered. It’d be a good idea to contact your insurance agent to find out how to file a claim with your insurer—most insurers have similar procedures, but there might be slight differences, depending on your insurance provider.
Once it’s safe to go outside, you should take pictures of the damage your roof suffered during an extreme weather event. You’ll need to submit these when you file an insurance claim later on.
What Are the Common Signs of Roofing Damage?
Leaks, missing shingles and (for asphalt shingles) granules in your gutters are common signs of roofing damage. Keep in mind that it’s easy to miss the subtle warning signs of roofing damage. That’s why you should have a professional contractor from one of your local roofing companies inspect your roof after a storm has passed.
What if you don’t notice any leaks in your roof? It’d still be a good idea to have a roofer inspect your exterior. It takes a while for certain signs of roofing damage to appear. By the time they appear, it’s most likely too late to mitigate storm damage. Fortunately, most contractors offer free initial roof inspections.
Should I Cover the Holes in the Roof With a Tarp?
Yes; most insurance contracts require homeowners to take the necessary steps to mitigate or prevent roofing damage. (This includes having your roof routinely inspected and maintained by a professional). It’s okay to cover large holes on your roof with a tarp but don’t attempt to fix any roofing issues, no matter how minor they may seem. Remember: Only professional contractors should conduct repairs.
Next Level Roofers, a company with a combined experience of over 39 years in the roofing industry, offers professional roofing services, including roof replacement and repair services. To get a free estimate, call us at (407) 237-7960 or fill out this form.